For example, Chase credit issues cards with Visa will have both the Chase and Visa logos on them. The Mastercard Black Card disappoints in that it doesnt offer any welcome bonuses. Marriott Bonvoy Brilliant American Express Card: See Rates and Fees. Contact: 800-953-7392. Youll get a $100 annual credit on any single hotel stay costing $500 or more when paid for with your Citi Premier card. They provided tons of options that made me want to turn my layover into a full-blown trip to Athens. Youll get 2% value when you redeem for airfare, and 1.5% value for cash back redemptions. Verdict: Once the $200 travel credit is taken into account, the Platinum Cards price point is more favourable. At first, they suggested that I take an Uber and recommended that I use the Amex Platinum's $15 monthly Uber Cash credit. You can redeem your rewards for any purchase when you use PayPal to check out. Additional visits are $27. United and Southwest cards are only offered on Visa. WebWinner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. Theres no lounge access, credits for designated retail purchases, or access to features like early check-in at higher end hotels. Verdict: Once the $200 travel credit is taken into account, the Platinum Cards price point is more favourable. You might be able to qualify for some with a score in the very high 500s. I called the Chase, Amex and Citi concierges roughly three weeks before my departure and asked them for help with five relatively simple questions: While I ended up getting a lot of useful information for my trip, each of the three responses had some serious pluses and minuses. If you want a card specific to the hotel or airline you frequently use, you might be restricted to certain networks. TPG also values Ultimate Rewards points at 2 cents each, making this bonus worth $1,200. Chase pays more for restaurants (after your six month 10x rewards with Amex expires). Cash back credit cards offer flexibility by giving you several ways to redeem your rewards. Christy was born in St. Louis, Missouri, but lived in Texas for the majority of her life. Global customer assistance. 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurant and flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 50,000 point welcome bonus when you spend $4,500 in the first 90 days, 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center, 3x points on all other travel purchases, 60,000 Membership Rewards Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months, 4x on dining at restaurants, US grocery stores (up to $25,000 in purchases annually), 3X on flights booked directly with the airline or with Amex travel, and 1x points on other eligible purchases, 60,000 points if you make $4,000 in purchases during the first three months, 3x points at restaurants, gas stations, air travel and hotels, and supermarkets, 1x points on all other purchases, 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel, unlimited 2x miles on every purchase, every day, $99 annual fee, waived for the first 12 months, 50,000 American Airlines points if you spend $2,500 in the first three months, 2X AAdvantage miles on purchases at gas stations, restaurants, and eligible American Airlines purchase, 1X on all other purchases, Up to $100 Global Entry credit every four years and/or $85 TSA Precheck entry credit every 4.5 years, 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S. on up to $25,000 in combined purchases in the first six months, $200 hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, requires a minimum two-night stay, Up to $300 back per calendar year on Equinox+ digital fitness app or eligible Equinox club memberships when you pay with your card, Up to $200 in Uber Cash: $15 per month on rides or UberEats, and a $20 bonus in December (U.S. rides only), Up to $100 in annual statement credits for purchases Saks Fifth Avenue or saks.com when you use your Amex Platinum card, $240 Digital Entertainment Credit ($20 per month) when you pay for select digital memberships, 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurants, including takeout and delivery, 3x points on flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 4x points on dining at restaurants, including takeout and delivery, 4x points at grocery stores in the U.S., for up to $25,000 in purchases each year, 3x points on flights booked directly with the airline or with Amex travel. 2. It's worth nothing that the Visa card gets you 6 visits per year, but they can be used on guests as well as yourself. Your RBC Avion Visa Infinite card is the travel card that caters to your every need, at home and away. It's free. That being said, the sign-up bonus, lack of income requirement, and ability to get up to a 3% return on your rewards can make this $120 annual fee worth it for some. Jan 28, 2022. The "up to" is key here. How can I pay my mortgage off without refinancing? While it's certainly not the card for the average consumer, a business owner with tons of expenses -- especially related to travel -- will find this card incredibly valuable. For an explanation of our Advertising Policy, visit. The first is a Welcome Bonus of 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel. While there were so many options to choose from, I appreciated that each description was concise yet informative. Thats significantly lower than the Amex Platinum offer, though the spending requirement to earn the bonus is also lower. Alliant Cashback Visa Signature Credit Card. If you travel often, like luxury travel benefits such as concierge services, and would benefit from the bonus points for travel, get the Platinum card. As mentioned, the annual fee for the Amex Platinum card is $695. Global customer assistance. Offers. Why was my car loan removed from credit report? Earn 1 reward point for every INR 150 spent on all other categories. When you use your card, the card issuer pays for the transaction upfront and gets reimbursed once you pay off your bill each month. Winner: The clear winner here is Platinum Card Concierge. Choosing a credit card based on the credit card issuer along with the features of the individual card is more important than choosing based on the credit cards network. in Computer Science and Economics from Carnegie Mellon University, an M.S. Visa and Mastercard are accepted at roughly the same number of retailers domestically (99% for both) and internationally (210+ countries and territories for Visa vs. 200+ for Mastercard). Youll earn 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center. Platinum Card Concierge provided the following information about the metro: Meanwhile, Visa Infinite Concierge provided this information about the metro: Platinum Card Concierge was the only other service to provide information on alternative modes of transportation. This site does not include all credit card companies or all available credit card offers that are on the market. Travel accident insurance and 24/7 travel assistance services are included as well. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. This means that virtually anywhere that accepts credit cards will accept Mastercard. Plus, RBC Rewards points don't expire1, so you can use your points where and when it's right for you. 6. What percent of income should go to mortgage? What is the credit limit for an Axis Bank Platinum Credit Card? How does this compare to the American Express Platinum card? The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. While its easier to find places in countries like Canada or Australia that accept American Express, it is harder across Europe and Asia. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and p. rior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. The Chase Sapphire Preferred Card is a Visa Signature card, for example, and the Chase Sapphire Reserve is a Visa Infinite card (a tier above Signature). You might be able to qualify for some with a score in the very high 500s. But in the February 2020Nilson Report, it was reported that 99% of credit card-accepting merchants in the U.S. can now accept American Express, meaning 10.6 million retailers now accept American Express. American Express is both a card issuer AND a payment network. However, would an American Express Platinum Alternative be better for you? All credit bureaus in India offer a credit score between 300-900, 900 being the highest. All three concierge services suggested the same luggage storage at ATH: Care4Bag. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Heres everything you need to know about these 3 credit card processors and the main differences between them. Citi AAdvantage Platinum Select World Elite Mastercard, our full review of the Platinum Card by American Express goes into great detail on this too, Learn more about the Mastercard Black Card, Marriott Bonvoy Brilliant American Express Card. From last times post, note that American Express has discontinued its Platinum version of the card, so the Reserve card is the closest comparison to the CIBC and TD Visa Infinite Privilege versions. Though the spending requirement to earn the bonus is also lower especially if you are targeted an. 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